eMoney Fundamentals Certification Practice Test

These questions are part of the practice quiz. Start practicing

• Which report would an advisor open to view every transaction that occurred in the simulation for a given year?
• To share a vault presentation with clients, which path would you use?
• In the Lead Capture Experience, what happens when a prospect clicks Next Step?
• A client wants their plan to factor in an expected increase in yearly expenses after age 80, what's the best way to show this in the Living Expenses area?
• Why might the Onboarding tool keep appearing every time a client logs into their website?
• In modeling market indices, which parameter is used to represent the variability of returns around the mean?
• Which Cash Flow sub-report would show the employee and employer match for qualified accounts?
• NOT an advantage for Advisors who help clients connect held away accounts on the client website?
• In eMoney, what action is required to ensure any excess cash flow is cleared at year end from the Core Cash Account?
• Why is Tom's Net Worth Higher than Jane's Net Worth if they die as of today?
• Which Lead Capture element is used to summarize Lead Capture to a prospect?
• In advanced planning contexts, which tool is recognized for its flexibility and modeling power?
• Imagine you're setting up alerts in eMoney. What types of alerts can you configure?
• What factors go into calculating a client's life insurance needs?
• Where can you set the global default for Onboarding to be on?
• Which main report would you select to view both 'Savings' and 'Withdrawals' fields?
• Which statement would be true about storage in the Vault for an individual user?
• How can an advisor set up a client's website?
• Where does the client data within the Foundational Planning tool come from?
• Which sources populate the Foundational Planning tool?
• Which option would enable a client to update personal data in their portal?
• Which is NOT a calculated option for the Smiths on the Retirement Options Page?
• In the Recommended Plan, what plan change increased Ariana's Education goal probability of success?
• In the Vault, who can access Shared Documents?
• How can a user add external documents to the Vault or Vault folders?
• Which Client Website Management option allows a client to add or remove data on their Client Portal?
• When an advisor delegates client management to another team member, which capabilities are added?
• Which of the following best describes held-away accounts in the context of eMoney connections?
• Which of the following income streams are required to go into the core cash account? (Hint: The system defaults these income streams to the core cash account, and their destination cannot be changed).
• Which of these items are set to Inflation by default but can be changed individually?
• Who can benefit from using Advisor Managed Connections?
• On the Assets Report, how do you find the approximate value of Tom's 401(k) in 2026?
• Where can you find the current growth rate of the "New Growth Portfolio"?
• In the Recommended Plan Scenario, which asset category is excluded from Total Portfolio Assets on death?
• How can advisors generate a conventional deliverable to their client?
• Which features are displayed on the Advisor Home Page?
• To classify unclassified holdings, where would you go?
• Which of the following best describes the resource types available in the Knowledge Base?
• Which statement best describes the Advisor Home Page?
• What are the steps to share a presentation that was sent to the vault?
• What is the difference between an Advisor Managed Connection and a Client Connection?
• Why would Alesandra need less life insurance if Luis dies prematurely as opposed to if she dies first?
• You need to assign a task in eMoney. Which recipients are eligible to receive tasks?
• Which statement best describes the purpose of Integrations in eMoney?
• Which statement best describes the Core Cash Account in modeling?
• In the Client Portal, where would you go to connect external financial accounts to get a complete view of your assets?
• When looking at a market index, the Rate of Return is used for ____ projections while the Mean Rate is used for ______.
• For enterprise-wide planning that demands modeling complexity, which tool is preferred?
• Which planning tool allows you to manipulate the data and show results while presenting to a client?
• When the objective is to model many alternative futures, which planning tool is favored?
• In the Retirement Needs Analysis, which report helps you analyze the funding gap and the duration of that gap?
• What must an advisor click to send the Needs Analysis presentation to the client Vault?
• Which Lead Capture customization option(s) can an Advisor modify?
• Which report would you use to verify employee and employer match contributions for qualified accounts?
• Which of the following paths would you use to view Tom's 401(k) value in 2026 within the Assets Report?
• In the plan comparison, which metric indicates improvement for Ariana's Education goal in the Recommended Plan?
• If you need to reclassify unclassified holdings, which area would you navigate to?
• What is one likely outcome of enabling Onboarding by default in the Client Site settings?
• How do you add a Sample Client for a client presentation?
• Why is it important to 'Report a Problem' on a connection with errors?
• Where would an advisor go to show up to four different scenarios side-by-side?
• Which statement best describes the purpose of the Retirement Needs Analysis tools?
• What is the difference between 'My Private Documents' and 'Shared Documents' for clients in the Vault?
• Which of the following is NOT a current How-To in the Knowledge Base?
• What types of features can you customize in Market Index data?
• What metric indicates variability around the mean in Market Index data?
• What is the Client Site Organizer?
• Sample Client data is excluded from all client metrics on which areas?
• What eMoney team(s) is/are responsible for maintaining and troubleshooting Connections?
• If you view Rodriguez's Cash Flow Report, when does the simulation begin?
• Sample Client data is excluded from all client metrics on which areas?
• What color does the alert bell need to be to indicate it's enabled in eMoney?
• Which of the following is an available Client Site default found in an advisor's settings?
• Which client profile is most appropriate to utilize Foundational Planning?
• A Transfer Flow in eMoney will...
• Which client information is NOT included in the Retirement Goal Lead Capture Experience?
• While reviewing Market Indices, you notice that a few indices have the word "Projected" in parentheses at the end of their names. What does this mean?
• Which planning tool provides the most flexibility and is best suited for modeling complex planning scenarios?
• The \"My Advisor\" page feature is intended to highlight which elements about the advisor?
• Which account types can you connect?
• Which planning tool is best suited for high-flexibility modeling across scenarios?
• Select the best response regarding the Vault from the options below:
• In the "Who, What, When" Advanced Facts workflow, which item would be categorized under When?
• What is the best way for an advisor to remove an individual page from the Needs Analysis presentation?
• Which option is not a Green, Blue, or Red technique to modify in the Decision Center?
• Choose the best response about the Rate of Return and Mean Rate of a Market Index:
• What is the maximum amount of storage capacity in the vault for an individual user?
• Which action would you take to ensure a page is not shown in the Needs Analysis presentation to a client?
• Which of the following is a Client Site default option referenced in advisor settings?
• Which of the following is true about the default liquidation order?
• Which planning tool offers the broadest modeling capabilities for complex scenarios?
• As a best practice, what should be the destination account for income flows such as salary and earnings?
• Which function cannot be performed in the Advanced Planning tool?
• Which of the following pages is NOT included in the Decision Center Presentation?
• What two goals are presented to a client at the beginning of Lead Capture?
• Choose the best response about the Cash Flow report: When viewing a Cash Flow report, you can compare 2 scenarios side by side on the same page.
• Based on the "Who, What, When" Advanced Facts workflow, which of the following Facts would fall under the "When" category?
• In scenarios requiring heavy modeling of dependencies, which planning tool stands out?
• Which of the following are types of available Connections in eMoney?
• Which statement best describes the data flow regarding education expenses between base facts and Foundational Planning?
• For modeling intricate production networks with many constraints, which planning tool is preferred?
• Which page is NOT included in the Decision Center Presentation?
• Which of the following cannot be performed in the Advanced Planning tool?
• Where would you go to update branding assets, such as uploading a new logo?
• Which planning tool is commonly regarded as the most versatile for scenario-based optimization?
• In the Recommended Plan, did the Rodriguez' Retirement Probability of Success increase? Why or why not?
• eMoney employs advanced security features to keep data private and secure by:
• If you want to temporarily disable a planning technique within Advanced Planning Scenarios, what action should you take?
• Which option is NOT a listed section available in the Client Site Organizer?
• Where can you change the Monte Carlo Probability of Success ranges to better reflect your definitions of ?
• The Client Site Organizer includes sections such as Accounts, Professional Contacts, and Risk Tolerance. Which statement best describes this page?
• When a planning problem requires extensive scenario analysis, which tool is appropriate?
• Which statement best describes the data flow between base facts and the Foundational Planning tool for education expenses?
• What steps would you take to add a Sample Client?
• Which location within the system lists the Advanced Planning suite of reports?
• Where in the system would you locate the option to customize Financial Priorities for a client?
• In practice, where should most income flows be directed according to best practice?
• How can end-clients reset their Client Site password if they cannot recall their existing password?
• Where in the reports can you find the exact amount the Smiths pay in California state income taxes for the current year, and what steps do you take to access it?
• Where in eMoney would you upload the firm's new logo?
• Which is NOT an existing Needs Analysis module in eMoney?
• In Advanced Planning Scenarios, how can you temporarily disable a technique?
• Marc and Sarah Jennings need to add another account, how would you connect this new account in the eMoney Advisors Source Connections?
• Which of the following best models long-term expenses growth after retirement in eMoney?
• Fill in the blanks: An education expense/goal created in base facts ______ automatically flow into the Foundational Planning Tool; an education expense/goal created in the Foundational Planning Tool ______ automatically flow into base facts.
• In complex planning models, which tool is typically chosen for its adaptability?
• How can the Lead Capture link be shared with clients?
• What is the recommended action to assign tasks to clients within the Basic Facts?
• Which sample client has significant stock options from their employer?
• For sophisticated supply chain planning with interdependent constraints, which tool is considered most flexible?
• When sharing the Lead Capture link, which methods are supported?
• Who is eligible to access a client's profile in eMoney?
• Whose email address would be most appropriate to include for receiving an advisor's alerts?
• What types of resources are available in the Knowledge Base?
• Once connected to eMoney, you can place trades and move money between accounts by...
• Where would you enable the new \"My Advisor\" page feature to highlight your brand and social media links?
• The Smiths' retirement analysis indicates a deficit because income alone is not enough. Which component is described as lasting through end of life?
• A client is trying to find the tasks you assigned since your last meeting. Under which element would they see these tasks on their client site?
• Which item is NOT a manipulable fact default in the system?
• Where would an advisor go to reset their password?
• Which setting controls how onboarding is presented to new portal visitors?
• To display four scenarios side-by-side, which option should you choose?
• Monte Carlo Results can be viewed in the following places EXCEPT:
• Which of the following statements reflects the reason Tom's portfolio assets exceed Jane's?
• What is the main purpose of the Core Cash account?
• What is the primary purpose of the Needs Analysis tool for a financial advisor?
• What happens after uploading a policy to the vault?
• Integrations can be used for which activities?
• Where would you find the Advanced Planning suite of reports in the system?
• What are the primary items shown in the Financial Feed on the Advisor Homepage?
• Your client made a substantial donation to a public charity that exceeded AGI limits for deductibility purposes in the year the gift was made. What is the best way to capture this in eMoney so that deductions can be applied to the current or future tax years?
• A financial advisor is analyzing a client's financial plan and wants to access a report that includes both 'Savings' and 'Withdrawals.' Which main report would they choose?
• For advanced, multi-variable planning tasks, which tool is considered most suitable?
• Which is not an available Green, Blue or Red technique to modify in the Decision Center?
• Where would you find the option to turn on the My Plan page in the client portal?
• Which of the following is true about Vault access for advisors?
• What two areas in the Cash Flow report can you determine when a client starts to take supplemental withdrawals from their portfolio?
• Why do the Smith's have a negative net cash flow in certain years?
• What happens when you click 'Report a Problem' on a connection?
• Which two reports in the Retirement Needs Analysis help you check if retirement is unfunded and by how many years?
• Delegating client management to another team member provides which capabilities?
• Which tab on the Advisor Homepage should you click to start the Redtail integration process?
• Which is NOT included in the Financial Feed?
• Which icon is used to initiate setting up a client's website from the Client Overview page?
• The Goal Metric view is best used for...
• Where should the policy be uploaded so both client and advisor can access it securely?
• Which option is NOT a savings goal a prospect can choose in Lead Capture Experience?
• When flexibility is a priority in planning, which tool should teams use?
• What is the primary purpose of a connection in eMoney?
• According to the 'Safe and Secure' security slick, how long is a user locked out after entering incorrect login credentials three consecutive times?
• What are the two default goals in the Basic Facts for all clients?
• In the 'Recommended - Retired at 66' scenario, where can you find the value gained?
• Which saving option should you choose if you only want new Clients to have these options and not the Clients already added?
• The Big Picture report for the Smiths shows withdrawals from assets stopping, but guaranteed income lasting through the end of life. What is the resulting retirement outcome described?
• About Financial Priorities available in Basic Facts: which statement is true?
• Which option correctly defines Client Onboarding?
• Which statement best describes Lead Capture customization?
• Which of the following can an Advisor customize in regards to the Client Website Invitation Email?
• On the Advisor Homepage, what are the primary items that appear in the Financial Feed?
• Which sections are available for clients within the Client Site Organizer?
• In capacity and demand balancing with complex constraints, which tool provides the most flexibility?
• How does an advisor know if a document in the Vault is shared with a client?
• Which is NOT a current third-party eMoney Integration?
• Which of the fields below has no bearing on Monte Carlo results?
• Which eMoney feature should be used if a client is overwhelmed by data entry on the Client Site?
• Besides increasing savings to the 529 plan, what is another possible option to increase the probability of Alberto's Education funding?
• Which action would produce a conventional client deliverable for a meeting?
• Which action is shown to positively affect education funding outcomes in the plan?
• Choose the best response about Integrations: Many feature SSO (single-sign-on) to an integration partner's platform and Integrations help advisors increase efficiency, reduce redundant work, and promote consistency across many financial technology platforms
• Under the default inflation settings, which items are inflated by default and may be changed individually?
• Who can access a client profile in eMoney?
• Which of the following describes the effect of choosing Advanced Age for Living Expenses?
• Which of the Smiths' accounts would be liquidated first if using the default liquidation order?